The Leaders Preferred initiative provides mid-size employers (employee range: 250 to 4000) with broad employment practices liability insurance coverage, coupled with an effective risk management program to reduce potential liability. The program, developed by top experts in employment practices liability, is designed to help mid-size employers create a better workplace through proven employment best practices so that they may grow their business.

Leaders Preferred is a comprehensive initiative with features including:

• Punitive damages coverage
• A definition of "Employee" that includes scheduled independent contractors
• Third party coverage available at underwriters' discretion
• Mutual consent to select defense counsel
• The ability to control settlement process
• Prior-acts coverage for acquisitions and mergers
• Worldwide territory coverage

Risk Management

Through Leaders Preferred, clients take part in a comprehensive risk management audit performed by a leading labor and employment law firm.

The risk management audit (offered at no cost to Marsh's Leaders Preferred clients) helps companies better assess their exposure to employment practices liability. It includes a thorough review of:

• Employment documents, including the employment application, offer letter, employee handbook and performance evaluation form, and
• Personnel procedures and practices through the employment cycle (interviewing, hiring, evaluating/disciplining, investigating, terminating).

EPL Practice - National Contacts